Our pre-approval* program comes with a full commitment letter
Here’s why a pre-approval* commitment letter is better than a prequalification:

Buy With Confidence: All financials have already been provided, underwritten, and approved.
More buying power: Competes with a cash offer since the loan is already approved
Apply now for a $500 credit** towards closing costs

Speak with our local lenders today. Contact:

Liz Moeller
Senior Residential Loan Originator, NMLS#19253
Phone: (845) 406-2317
Office Phone: (845) 802-5363
Fax: (845) 514-2363
Department: Mortgage Lending
Location: Loan Production Office

Liz Moeller
Senior Residential Loan Originator, NMLS#19253
Phone: (845) 406-2317
Office Phone: (845) 802-5363
Fax: (845) 514-2363
Department: Mortgage Lending
Location: Loan Production Office

Michael Kinsch
Senior Residential Loan Originator, NMLS #768988
Phone: (845) 706-2669
Office Phone: (845) 334-4023
Fax: (845) 514-2363
Department: Mortgage Lending
Location: Loan Center

Matthew Treglia
Senior Residential Loan Originator, NMLS #768988
Phone: (845) 532-2726
Fax: (845) 331-6818
Department: Mortgage Lending
Location: Loan Center

Michael Kinsch
Senior Residential Loan Originator, NMLS #768988
Phone: (845) 706-2669
Office Phone: (845) 334-4023
Fax: (845) 514-2363
Department: Mortgage Lending
Location: Loan Center

Matthew Treglia
Senior Residential Loan Originator, NMLS #768988
Phone: (845) 532-2726
Fax: (845) 331-6818
Department: Mortgage Lending
Location: Loan Center

Need help navigating the home buying process? Download the Home Loan Toolkit
(920kb PDF Download, Adobe Reader required) 
Need help navigating the home buying process? Download the Home Loan Toolkit
(920kb PDF Download, Adobe Reader required) 

*Mortgage pre-approval offer is valid for 90 days. If a formal mortgage application is not submitted with 90 days of the issuance of the pre-approval Rondout Savings Bank will consider the pre-approval expired.  This commitment is subject to reconsideration and/or termination by Rondout Savings Bank if there is any material change in your financial status or with information provided by you in your mortgage application or issues regarding the condition of the property. Prior to loan origination all terms and conditions as stated in the commitment letter must be agreed to and/or satisfied.

**Receive $500 towards borrower’s closing costs in accordance with the loan program selected and that program’s eligibility requirements. Customer pays for all other fees and services. Eligible mortgages include owner-occupied purchases of primary residences. Not valid for pre-qualifications, refinances, home equity products, construction loans.Offer may not be combined with any other offers or discounts unless otherwise noted. Limit one (1) per loan transaction. Lender credit will only be given for originated loans. Certain conditions apply. Offer expires 10/31/2022.

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